Last Updated: 5/23/2026

Welcome to Fettle & Gist ("Company," "we," "our," or "us"). By accessing this website, purchasing products or services, booking appointments, enrolling in courses, or participating in events, you agree to be bound by these Terms & Conditions.

If you do not agree with these Terms & Conditions, please do not use this website or purchase our products and services.

1. Services
Fettle & Gist provides educational content, online courses, consulting services, lifestyle design services, home environment consultations, hospitality and guest experience consulting, events, retreats, tarot readings, digital products, memberships, and related offerings.

All services are intended for educational, informational, inspirational, and entertainment purposes unless otherwise stated.

2. Eligibility
You must be at least 18 years of age to purchase services, courses, memberships, readings, or digital products.
By using this website, you represent that you are legally capable of entering into a binding agreement.

3. Payments
Payment is required at the time of purchase unless otherwise agreed upon in writing.

We reserve the right to refuse, cancel, or limit orders at our sole discretion.
Prices may be changed at any time without notice.

4. Refund Policy
Digital Products
Due to the immediate access provided, all sales of digital products, downloadable materials, guides, templates, and online courses are final.
No refunds will be issued unless otherwise required by law.

Consulting Services
Consulting fees are non-refundable once services have been rendered.
If a consultation must be rescheduled, reasonable notice must be provided.

Events, Workshops, and Retreats
Cancellation and refund policies for events, workshops, retreats, and experiences will be specified at the time of registration and shall govern those purchases.

5. Scheduling & Cancellations
Appointments may be rescheduled with at least 24 hours' notice.
Missed appointments, late arrivals, or cancellations made with less than 24 hours' notice may result in forfeiture of the session and payment.
We reserve the right to reschedule appointments due to illness, emergency, weather conditions, travel delays, or circumstances beyond our control.

6. Spiritual Services Disclaimer
Intuitive guidance, manifestation content, spiritual teachings, and related services are offered for personal insight, self-reflection, education, and entertainment purposes only.

Our services:

• Are not medical advice

• Are not mental health counseling

• Are not legal advice

• Are not financial advice

• Are not tax advice

• Do not guarantee specific outcomes
   

Clients remain solely responsible for their own decisions, actions, and interpretations.

No guarantees are made regarding future events, outcomes, relationships, finances, career decisions, health matters, or life circumstances.

7. Wellness Disclaimer
Content provided through courses, consultations, workshops, memberships, blogs, emails, videos, and other materials is educational in nature and should not replace professional medical, psychological, legal, financial, or other professional advice.
Always consult appropriate licensed professionals regarding health, mental health, legal, financial, or medical concerns.
Participation in any wellness-related activities is voluntary and at your own risk.

8. Consulting Disclaimer
Recommendations regarding homes, businesses, hospitality environments, guest experiences, design concepts, wellness environments, feng shui, sensory design, branding, décor, or operational improvements are advisory in nature.

Implementation decisions remain solely the responsibility of the client.
We do not guarantee specific financial, business, occupancy, revenue, customer satisfaction, emotional, or personal outcomes.

9. Intellectual Property
All content on this website, including but not limited to:

• Text

• Graphics

• Logos

• Videos

• Downloads

• Worksheets

• Course materials

• Images

• Branding

• Designs

• Written content

is the property of Fettle & Gist and is protected by copyright, trademark, and intellectual property laws.

Content may not be copied, reproduced, distributed, sold, shared, modified, or used for commercial purposes without prior written permission.

10. Personal Use Only
Products, courses, memberships, downloads, and educational materials are licensed for individual use only.

Sharing login credentials, distributing materials, or reproducing content is prohibited.

11. User Conduct
You agree not to:

• Violate any laws

• Harass or threaten others

• Upload harmful software or content

• Attempt unauthorized access to systems

• Infringe intellectual property rights

• Disrupt website operations
   

We reserve the right to terminate access for violations of these Terms.

12. Third-Party Links
This website may contain links to third-party websites, products, or services.

We are not responsible for the content, privacy practices, accuracy, or availability of third-party websites.

13. Limitation of Liability
To the fullest extent permitted by law, Fettle & Gist and its owners, employees, contractors, affiliates, and representatives shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

• Use of this website

• Services purchased

• Courses

• Consultations

• Events

• Retreats

• Digital products

• Tarot readings

• Business decisions

• Personal decisions
   

Your use of our services is entirely at your own risk.

14. Indemnification
You agree to defend, indemnify, and hold harmless Fettle & Gist and its owners, employees, contractors, affiliates, and representatives from claims, liabilities, damages, losses, expenses, and legal fees arising from your use of the website or violation of these Terms.

15. No Guarantees
We make no guarantees regarding:

• Financial results

• Business growth

• Relationship outcomes

• Personal transformation

• Emotional wellbeing

• Manifestation results

• Spiritual outcomes

• Career success

• Guest experience metrics

• Design outcomes

Individual results vary.

16. Privacy
Your use of this website is also governed by our Privacy Policy.
Please review our Privacy Policy for information regarding how personal information is collected, stored, and used.

17. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to conflict of law principles.

Any disputes shall be resolved in the courts located within Minnesota.

18. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time.

Changes become effective immediately upon posting to this website.

Continued use of the website constitutes acceptance of revised Terms.

Contact Information
Fettle & Gist
Ely, Minnesota, USA
Email: fettleandgist@gmail.com
Website: fettleandgist.com

By using this website, purchasing services, or participating in our offerings, you acknowledge that you have read, understood, and agree to these Terms & Conditions.